Get the best prices in the Hoosier State and reduce your premium. We find the most affordable options so you can save up to 40% on your policy by letting us compare and shop. We review multiple companies in minutes! Even if you don't have current coverage, we can help you save money. If you have been with the same carrier for more than 25 years, or you are over age 80, typically, it's wise to remain with that company. If you recently moved to the area, shopping for the lowest rates in your area will take less than two minutes, and you can copy or email the results.
We specialize in providing the lowest auto insurance prices in Indiana. Whether you have a perfect driving record, or need a small down-payment because of high rates, we can help. Persons over age 65 are eligible for special discounts, based on the number of miles the vehicle is driven. Good students (3.0 gpa or "B" average), and persons with clean MVR records also benefit from lower pricing. When you insure your home, personal property, motorcycle, boat,or RV with the same carrier, you will receive a bundling discount. Many employers offer a discount if you payroll-deduct your coverage. The savings can be as much as 5%-10%. Retired workers are also eligible for additional reductions. Completion of defensive-driving courses can also reduce premiums. These courses are especially helpful for high-risk and younger drivers.
Instantly view the companies that will save you the most money and get your personalized free online quotes. The Department of Insurance approves and regulates all carriers. Simply click on our secure link at the bottom of this page, provide your zip code, and get the best prices. There is no cost or obligation. With more than 37 years of experience helping consumers lower their auto insurance prices, we’ll take the time to find the best offers. As rates change, or new companies enter the Hoosier Marketplace, we keep you updated on changes, and how it impacts what you pay. If you would like to review prices of vehicles that you are contemplating purchasing, we will gladly provide the information. Up to five different vehicles can be viewed instantaneously. You can also compare similar makes and models from the same manufacturer, and different levels of liability and deductibles.
Although prices are very attractive in most Midwestern cities, here in the Hoosier State, some of the lowest rates are found in Indianapolis, Richmond, South Bend, Fort Wayne, Muncie, Terre Haute, Hammond, Kokomo, Elkhart, and Jeffersonville. Many smaller cities and rural communities also have very low pricing. Several counties that typically feature attractive pricing include Starke, LaPorte, Parke, Tippecanoe, Wabash, Elkhart, Dubois, Clay, Daviess, Putnam, Jasper, LaGrange, Jay, Bartholomew, Steuben, and Ripley. The zip codes with the largest populations in the state, include: 47906, 46307, 46227, 46143, 47150, 47374, 46032, 47130, 47201, and 46360.
The Indiana Department of Motor Vehicles helps regulate all insurance rates and coverage. They also help enforce the required minimum liability limits of $25,000 per person, $50,000 per accident, and $10,000 of property damage. Of course, higher limits are available. Property damage should be increased to at least $25,000 since many accidents result in much higher damage. Medical payments coverage should be added for at least $10,000. Your personal healthcare benefits should not be a factor in determining your coverage amount. If you lease or purchase a vehicle that is financed, it is likely that higher bodily injury and property damage limits will be required. Generally, the higher required amount is $100,000 per person and $300,000 per accident. "Gap" protection is offered by many financial institutions and insurers to protect against rapid depreciation of leased vehicles. Financial responsibility must always be provided on any vehicle you drive. State residents can also be aided with many licensing, registration, and lost document issues. Producer licensing information is also provided. Their helpful link is listed below:
Some of the most competitive rates in the state are offered by the following carriers: Cincinnati, Grange, Erie, Farmers, State Auto, Allstate, Liberty Mutual, State Farm, Western Reserve, Sentry, and Hastings Mutual. Smaller companies often feature very competitive offers in rural areas. Bundling your home or farm with these carriers results in lower premiums. Special farm, small-business and corporate policies are also available. Larger corporate policies provide larger discounting of premiums, and the option of payroll-deduction. Loyalty discounts are often provided when the policy has remained in-force for a specified period of time.
Get your free quotes now by using our secure web link below. Cheap Indiana car insurance is just a click away.
• Post ID: 13031335 indiana